ING's Secure Index Annuity (EIA) is an S&P 500 indexed annuity and a long-term savings vehicle with powerful advantages. It offers an unprecedented collection of benefits for savers. At a time when Americans are seeking solid answers for their safe money, ING has crafted a unique and highly appealing long-term savings vehicle that offers outstanding growth potential linked, in part, to the performance of the S&P 500 Index. In easy-to-understand language this presentation explains how the annuity works to protect and grow your money.

At a time when Americans are seeking solid answers for their safe money, ING has crafted a unique and highly appealing long-term savings vehicle that offers outstanding growth potential linked, in part, to the performance of the S&P 500 Index. In easy-to-understand language this presentation explains how the annuity works to protect and grow your money.

Contract issued by ING USA Annuity and Life Insurance Company, 909 Locust Street, Des Moines, IA 50309. Withdrawals before age 59 1/2 may result in 10% federal penalty tax in addition to any gain being taxed as ordinary income. IRAs/ qualified plans are already tax deferred. Consider other annuity features. Funded plans under ERISA cannot be used with this annuity. Guarantees based on claims paying ability of insurer. Products/features not available in all states.